What Is COBE

On September 12, U.S. regulators announced proposed guidelines for bank third-party risk management. The Federal Reserve, Office of the Comptroller of the Currency (OCC), Federal Deposit Insurance Corporation (FDIC), and National Credit Union Administration (NCUA) stated that the aim of the proposal is to help banks and credit unions "better calibrate and adjust their third-party risk management practices based on the risks of individual third-party relationships." According to a statement from the regulators on the same day, the guidelines are principle-based and non-binding; once finalized, they are set to replace the current third-party risk management guidelines. The comment period will last for 60 days after publication in the Federal Register. The regulators also issued a separate statement regarding community banks' interactions with core service providers, and the Federal Reserve is seeking feedback on supplementary guidelines specifically for the community banks it regulates.

On September 11, according to Coinglass data, if Bitcoin breaks through $80,000, the cumulative short liquidation intensity on major CEX platforms will reach $313 million. Conversely, if Bitcoin falls below $77,000, the cumulative long liquidation intensity on major CEX platforms will reach $546 million. Note from BlockBeats: The liquidation chart does not display the exact number of contracts pending liquidation or the precise value of liquidated contracts. The bars on the liquidation chart actually represent the significance of each liquidation cluster relative to nearby clusters, i.e., intensity. Therefore, the liquidation chart shows the extent to which the underlying price reaching a certain level will be affected. A higher 'liquidation bar' indicates that once the price reaches that point, there will be a stronger reaction due to liquidity waves.

On September 11, according to GMGN market data, the meme coin Artificial Inu (AI) on the Robinhood blockchain briefly reached a market cap close to $300 million, setting a recent high, currently reported at $265 million with a 24-hour increase of 38.1% and a trading volume of $30.2 million. Artificial Inu is issued through the Robinhood blockchain platform Long.xyz, paired with Nvidia stock. Long.xyz has launched LongX Expansion, which supports packaging a 3x leveraged position on NVDA from Lighter as an ERC20 token, enabling minting/redemption, DEX pool trading, and liquidity pairing. The official statement reiterates that transaction fees will flow back to the AI token. At this stage, Long.xyz has effectively become a 'platform token' for Artificial Inu. BlockBeats notes that Stock Meme is an emerging play that directly combines traditional meme coins with tokenized U.S. stocks: Meme coins are no longer paired with USDT or ETH but directly with on-chain U.S. stock tokens (such as NVDA, TSLA, AAPL, etc.), preserving the speculative attributes of meme coins driven by high volatility and community engagement while also leveraging the popularity and narrative of real stocks. Transaction fees often partially flow back to the community treasury to accumulate corresponding U.S. stock tokens, forming a dual-driven model of 'emotional speculation + real asset anchoring.' BlockBeats advises users to be cautious as token prices can be highly volatile.